At create, the ORM fills the missing create values with the defaults,
calling default_get.
In the case of res.config.settings model, the default_get overrides triggers
a lot of operations to manage its custom field logic (config parameters,
defaults, modules installation, ...).
This slows down the creation (and application) of settings updates for "nothing".
This commit ensures the defaults are not recomputed for fields whose value
was provided to the create call, reducing the effective time of settings flow.
Part-of: odoo/odoo#62249