diff --git a/addons/account/demo/account_demo.py b/addons/account/demo/account_demo.py
index 4d69836dc43..4e9facb2635 100644
--- a/addons/account/demo/account_demo.py
+++ b/addons/account/demo/account_demo.py
@@ -139,20 +139,15 @@ class AccountChartTemplate(models.AbstractModel):
         )
         return {
             'demo_bank_statement_1': {
-                'journal_id': self.env['account.journal'].search([
-                    ('type', '=', 'bank'),
-                    ('company_id', '=', cid),
-                ], limit=1).id,
-                'date': time.strftime('%Y')+'-01-01',
-                'balance_end_real': 9944.87,
-                'balance_start': 5103.0,
+                'name': f'{bnk_journal.name} - {time.strftime("%Y")}-01-01/1',
+                'balance_end_real': 6378.0,
+                'balance_start': 0.0,
                 'line_ids': [
                     Command.create({
                         'journal_id': bnk_journal.id,
                         'payment_ref': 'Initial balance',
                         'amount': 5103.0,
                         'date': time.strftime('%Y-01-01'),
-                        'partner_id': 'base.res_partner_12',
                     }),
                     Command.create({
                         'journal_id': bnk_journal.id,
diff --git a/addons/account/models/chart_template.py b/addons/account/models/chart_template.py
index b642e18c3f5..e3165b07cea 100644
--- a/addons/account/models/chart_template.py
+++ b/addons/account/models/chart_template.py
@@ -393,15 +393,27 @@ class AccountChartTemplate(models.AbstractModel):
                 to_delay = defaultdict(dict)
                 for xml_id, vals in data.items():
                     to_be_removed = []
-                    for field_name in vals:
+                    for field_name, field_val in vals.items():
                         field = self.env[model]._fields.get(field_name, None)
-                        if (field and
-                            field.relational and
-                            field.comodel_name not in created_models and
-                            (field.comodel_name in dict(all_data) or field.comodel_name == model)
+                        if (
+                            field
+                            and field.relational
+                            and field_val
+                            and (  # allow create commands but delay all other related fields
+                                not isinstance(field_val, (list, tuple))
+                                or (
+                                    isinstance(field_val[0], (list, tuple))
+                                    and {command for command, *dummy in field_val} != {Command.CREATE}
+                                )
+                            )
+                            and field.comodel_name not in created_models
+                            and (
+                                field.comodel_name in dict(all_data)
+                                or field.comodel_name == model
+                            )
                         ):
                             to_be_removed.append(field_name)
-                            to_delay[xml_id][field_name] = vals.get(field_name)
+                            to_delay[xml_id][field_name] = field_val
                     for field_name in to_be_removed:
                         del vals[field_name]
                 if any(to_delay.values()):