diff --git a/addons/account_payment/models/account_journal.py b/addons/account_payment/models/account_journal.py
index bd7f2d43b73..dfc60af1a15 100644
--- a/addons/account_payment/models/account_journal.py
+++ b/addons/account_payment/models/account_journal.py
@@ -75,3 +75,14 @@ class AccountJournal(models.Model):
                     to_remove.append(payment_method.id)
 
                 journal.available_payment_method_ids = [Command.unlink(payment_method) for payment_method in to_remove]
+
+    @api.ondelete(at_uninstall=False)
+    def _unlink_except_linked_to_payment_provider(self):
+        linked_providers = self.env['payment.provider'].sudo().search([]).filtered(
+            lambda p: p.journal_id.id in self.ids and p.state != 'disabled'
+        )
+        if linked_providers:
+            raise UserError(_(
+                "You must first deactivate a payment provider before deleting its journal.\n"
+                "Linked providers: %s", ', '.join(p.display_name for p in linked_providers)
+            ))
diff --git a/addons/payment/i18n/payment.pot b/addons/payment/i18n/payment.pot
index 2f334edc42e..ecf8603150e 100644
--- a/addons/payment/i18n/payment.pot
+++ b/addons/payment/i18n/payment.pot
@@ -2161,3 +2161,11 @@ msgstr ""
 #: model_terms:ir.ui.view,arch_db:payment.transaction_status
 msgid "warning"
 msgstr ""
+
+#. module: payment
+#: code:addons/payment/models/account_journal.py:0
+#, python-format
+msgid ""
+"You must first deactivate a payment provider before deleting its journal.\n"
+"Linked providers: %s"
+msgstr ""